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Wells Fargo Home Mortgages Customer FAQ

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What is Wells Fargo Home Mortgages's Phone Number?

The question we are asked most often is about how to talk to Wells Fargo Home Mortgages customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.
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Recent Wells Fargo Home Mortgages Customer Questions

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Home Loan Types

What types of home loans does Wells Fargo offer?

Wells Fargo offers various home loan types including Conventional Loans, FHA Loans, VA Loans, USDA Rural Development Loans,...
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What is the minimum down payment required for a mortgage?

The minimum down payment for a mortgage varies by loan type and lender. Conventional loans usually require around five percent,...
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What are the current interest rates for Wells Fargo mortgages?

Interest rates for Wells Fargo mortgages depend on various factors, such as loan type, term, and the borrower's credit profile....
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What is the difference between a fixed-rate and adjustable-rate mortgage?

A fixed-rate mortgage offers a constant interest rate and stable monthly payments, ideal for long-term homeowners. In contrast,...
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Are there any special programs or assistance available for first-time homebuyers?

Wells Fargo Home Mortgages provides various programs and support specifically for first-time homebuyers, including the Home...
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Mortgage Application Process

Can I apply for a mortgage online?

Individuals can indeed apply for a mortgage online with Wells Fargo Home Mortgages, allowing for a convenient process from...
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How long does the mortgage application process typically take?

The duration of the mortgage application process generally spans between 30 to 60 days, influenced by factors like organization...
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What factors determine my eligibility for a mortgage?

Eligibility for a mortgage is influenced by several factors, including credit history, income stability, debt-to-income ratio,...
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What documents will I need to provide for the mortgage application?

When applying for a mortgage with Wells Fargo, applicants need to provide various documents, including proof of identity,...
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Mortgage Payments

Do I need to have a good credit score to qualify for a mortgage?

A good credit score is important for qualifying for a mortgage, with scores around 620 generally preferred by lenders like...
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Can I refinance my existing mortgage with Wells Fargo?

Wells Fargo Home Mortgages does offer refinancing for existing loans, allowing homeowners to adjust terms, potentially lower...
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Can I make extra payments towards my mortgage principal?

Wells Fargo Home Mortgages typically permits extra payments toward the principal, which can lower overall interest costs and...
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What happens if I miss a mortgage payment?

Missing a mortgage payment can lead to late fees and negative impacts on credit scores if payments remain unpaid. Eventually,...
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