What types of damages are covered by my auto insurance policy?

Your auto insurance policy typically covers a wide range of damages to your vehicle. This includes damages caused by accidents, vandalism, theft, fire, and weather events such as hail, floods, or storms. Additionally, your policy may also cover damages caused by uninsured or underinsured drivers. It is important to review the specific details of your policy to understand the extent of coverage for each type of damage. Keep in mind that certain exclusions or limitations may apply, such as damages due to intentional acts or racing. To ensure clarity on your coverage, it is recommended to consult with your insurance provider or review your policy documents thoroughly.