What is Medicare Part B?

Medicare Part B is a component of the Medicare program that covers medically necessary services and supplies needed to diagnose and treat health conditions. It includes outpatient care, doctor visits, preventive services, and durable medical equipment. Part B covers a wide range of services, such as lab tests, X-rays, ambulance services, and certain prescription drugs that cannot be self-administered. It also covers preventive services like vaccines, screenings, and counseling to help prevent illnesses. Beneficiaries are required to pay a monthly premium for Part B coverage, as well as a deductible and coinsurance. Part B can be added to Original Medicare or included in a Medicare Advantage Plan. It provides essential healthcare benefits to Medicare beneficiaries to ensure access to necessary medical services.