What are the fees associated with using Netspend?

Netspend charges various fees for its prepaid card services. The fees can be categorized into different types. Firstly, there are account fees, which include a monthly fee of $9.95 (waived if cardholder has direct deposits totaling $500 or more in a month). Additionally, customers may incur an initial activation fee of up to $9.95 upon purchasing a card. Secondly, transaction-related fees include fees for signature purchase transactions (up to $1.50 per transaction) and PIN purchase transactions (up to $2.00 per transaction). Thirdly, there are fees for ATM usage, such as withdrawal fees (up to $2.50 per withdrawal) and balance inquiry fees (up to $0.50 per inquiry). Other miscellaneous fees may also apply, such as foreign transaction fees, bill payment fees, and mobile check load fees. Customers can find a comprehensive list of fees on the Netspend website or in the Cardholder Agreement.