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RAMS Home Loans Customer FAQ

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What is RAMS Home Loans's Phone Number?

The question we are asked most often is about how to talk to RAMS Home Loans customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.
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Loan Types

What is a RAMS Home Loan?

A RAMS Home Loan is a type of mortgage provided by RAMS Home Loans, a leading Australian home loan lender. It aims to assist...
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What types of home loans does RAMS offer?

RAMS Home Loans offers a range of flexible and competitive home loan options to suit various needs. These include variable rate...
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Can I use a RAMS Home Loan to purchase an investment property?

Yes, you can use a RAMS Home Loan to purchase an investment property. RAMS offers a range of home loan options specifically...
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Eligibility Criteria

What are the eligibility criteria for a RAMS Home Loan?

To be eligible for a RAMS Home Loan, certain criteria need to be met. Firstly, you should be at least 18 years old and a...
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Documentation

What documents do I need to provide for a loan application?

To apply for a loan with RAMS Home Loans, you will need to provide several essential documents. These include proof of...
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Credit Score

Can I apply for a RAMS Home Loan if I have bad credit?

Yes, you can still apply for a RAMS Home Loan even if you have a bad credit history. RAMS Home Loans understands that financial...
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Repayments

Can I make extra repayments on my RAMS Home Loan?

Yes, you can make extra repayments on your RAMS Home Loan. RAMS offers flexible repayment options, allowing you to pay off your...
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Early Payment

Is there a penalty for paying off my loan early?

No, there is no penalty for paying off your loan early with RAMS Home Loans. We understand that circumstances may change, and...
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Approval Time

How long does it take to get approved for a RAMS Home Loan?

The approval process for a RAMS Home Loan typically takes around 5-10 business days. However, the actual time frame can vary...
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Interest Rates

What are the interest rates for RAMS Home Loans?

The interest rates for RAMS Home Loans are competitive and vary depending on the specific loan product and individual...
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Loan Transfer

Can I switch my existing home loan to RAMS?

Yes, it is possible to switch your existing home loan to RAMS. At RAMS Home Loans, we understand that circumstances and needs...
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