What documents are required for the mortgage application process?

To initiate the mortgage application process with Wachovia Mortgage, you'll need to gather a few essential documents. These include your personal identification, such as a valid ID or passport. Additionally, you'll be asked to provide proof of income, typically through recent pay stubs, tax returns, and/or bank statements. Wachovia Mortgage will also require documentation on your assets and liabilities, like bank account statements, investment statements, and any outstanding debts. Other necessary documents involve property-related details, such as the purchase agreement or lease, property appraisal reports, and homeowner's insurance. Lastly, if you're refinancing, documents pertaining to your existing mortgage will be required. It's important to consult with a Wachovia Mortgage representative or refer to their website for any updates or additional documents that may be needed.