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Wachovia Mortgage Customer FAQ

Top Answers & How-to Guides

What is Wachovia Mortgage's Phone Number?

The question we are asked most often is about how to talk to Wachovia Mortgage customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.
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Recent Wachovia Mortgage Customer Questions

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Application Process

How can I check the status of my mortgage application?

To check a mortgage application status with Wachovia Mortgage, visit their website for secure online access and current...

Can I apply for a mortgage with Wachovia online?

Wachovia Mortgage, now part of Wells Fargo, allows customers to apply for mortgages online. This process is convenient,...

What documents are required for the mortgage application process?

The mortgage application process requires various documents to assess a borrower's financial status. Commonly needed are income...

How long does it typically take to get approved for a Wachovia mortgage?

The timeframe for getting approved for a Wachovia mortgage varies and can take from days to weeks. It depends on the complexity...

Mortgage Types

What types of mortgages does Wachovia offer?

Wachovia provides various mortgage options, including fixed-rate and adjustable-rate mortgages, as well as government-backed...

What options are available for mortgage repayment with Wachovia?

Wachovia Mortgage provides various repayment options including traditional monthly payments with either fixed or adjustable...

Credit and Financing

What is the minimum credit score required for a Wachovia mortgage?

Wachovia Mortgage's minimum credit score requirements can differ by loan type. Typically, conventional loans require a score...

What is the maximum loan-to-value ratio Wachovia allows?

Wachovia Mortgage, now part of Wells Fargo, generally permits a loan-to-value ratio of up to 80 percent for primary residences,...

Is there a prepayment penalty for Wachovia mortgages?

Wachovia Mortgage usually does not charge prepayment penalties on its loans, allowing borrowers to pay off their mortgages...

Is mortgage insurance required for Wachovia mortgages?

Wachovia Mortgage generally requires mortgage insurance when borrowers make down payments less than twenty percent. This...

Rates and Fees

What is the current interest rate for Wachovia mortgages?

Interest rates for Wachovia mortgages can differ due to factors such as loan type and borrower credit. Rates may change...

Can I choose my own appraiser for the property valuation?

Wachovia Mortgage generally does not allow borrowers to choose their own appraiser as they follow specific guidelines for the...
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