Does Trupanion cover pre-existing conditions?

Asked 7 months ago
No, Trupanion does not cover pre-existing conditions. A pre-existing condition is any illness or injury that your pet has exhibited signs or symptoms of before enrolling with Trupanion. This includes any conditions that were present but not diagnosed prior to enrollment. However, Trupanion does not consider every condition to be permanently pre-existing. If your pet experiences an illness or injury for the first time after being enrolled with us, it will be assessed as a new condition and may be eligible for coverage. Coverage of such conditions will be subject to the terms and conditions mentioned in the policy. It is recommended to review the policy details for more specific information regarding coverage eligibility.
Jeff Whelpley is the editor / author responsible for this content.
Answered May 3, 2024

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